Terms of Use

Last updated: February 1, 2026

Effective as of: February 1, 2026

Welcome to Cryptoscribe.

Please read these Terms of Use (the "Terms") and our Privacy Notice (available at cryptoscribe.to/privacy) carefully before using the services offered through the website located at the domain cryptoscribe.to (together with all of its subdomains, the "Site") and the services accessible via the Site (collectively, the "Services").

These Terms constitute a legally binding agreement between the operator of the Platform ("Cryptoscribe", "Platform", "we", "us", "our") and you (the "User", "you", "your"), and govern your access to and use of the Services.

IMPORTANT NOTICE — ARBITRATION AND CLASS ACTION WAIVER. By agreeing to these Terms you agree (with limited exceptions) to resolve any dispute between you and the Platform through binding, individual arbitration rather than in court, and you waive your right to participate in any class or representative proceeding. Please review Section 17 ("Governing Law and Dispute Resolution") carefully.

IMPORTANT NOTICE — NON-CUSTODIAL SERVICE, NO REFUNDS. The Platform is a non-custodial software service. It does not hold, control, transmit, or take custody of any funds belonging to Creators. All payments are executed directly on a public blockchain and are, by their nature, final and irreversible. No refunds, reversals, or chargebacks are available. Please review Sections 4 and 5 carefully.

By accessing or using the Services, you agree to be bound by these Terms and our Privacy Notice. If you do not agree to these Terms, do not access or use the Services.

1. Definitions

For the purposes of these Terms, the following capitalised terms have the meanings set out below:

"Content" means any text, writing, images, audio, video, files, links, or other material that a Creator uploads, publishes, makes available, or otherwise distributes through the Services.

"Creator" means a User who registers a creator profile in order to publish Content and receive payments from Subscribers through the Services.

"Crypto-Assets" means digital representations of value or rights that may be transferred and stored electronically using distributed ledger or similar technology, including the stablecoins and other tokens supported by the Services from time to time (for example, USDC).

"Payment Protocol" means the third-party, on-chain payment infrastructure (including the Request Network protocol and the applicable blockchain network, such as Polygon) through which payments between Users and Creators are routed and settled.

"Platform Fee" means the portion of a payment that is payable to the Platform as its own remuneration for providing the Services.

"Subscriber" means a User who purchases or subscribes to a plan offered by a Creator through the Services.

"Subscription" means a recurring or one-time paid arrangement between a Subscriber and a Creator that provides access to a Creator's Content.

"Wallet" means a self-hosted blockchain wallet controlled by a User or Creator through which Crypto-Assets are sent or received.

"User" means any person who accesses or uses the Services, including Subscribers and Creators.

2. Description of the Services

a) The Platform provides software that enables Creators to publish Content and to offer paid Subscriptions to Subscribers, and that enables Subscribers to discover Creators and pay for access to their Content using Crypto-Assets.

b) The Platform is a technology and interface layer only. Payments are effected directly between Users and Creators through the Payment Protocol on a public blockchain. The Platform does not participate as a counterparty to any payment, does not hold funds on behalf of any User or Creator, and does not act as an intermediary, custodian, exchange, broker, or money transmitter in respect of Crypto-Assets. See Section 5.

c) The Services may include distinct areas or subdomains subject to additional access conditions, including areas containing adult (18+) Content. See Section 8.

d) We may add, modify, suspend, or discontinue any feature of the Services at any time, in whole or in part. See Section 11.

3. Eligibility and Accounts

a) Eligibility. You may use the Services only if you are at least eighteen (18) years of age (or the age of majority in your jurisdiction, whichever is greater) and have the full legal capacity to enter into these Terms. If you use the Services on behalf of an entity, you represent that you are authorised to bind that entity.

b) Registration. Certain features require you to register an account and provide accurate, current, and complete information. You are responsible for keeping your account information up to date.

c) Account security. You are solely responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorised use.

d) Wallet responsibility. You are solely responsible for the security, control, and lawful operation of your own Wallet and private keys. The Platform never has access to, and never takes control of, your Wallet or private keys, and cannot recover, freeze, or restore access to any Wallet.

4. Subscriptions, Payments, and Fees

a) On-chain payments. All payments for Subscriptions are made in Crypto-Assets and are executed directly on-chain through the Payment Protocol. When a Subscriber makes a payment, the Payment Protocol splits that payment within a single on-chain transaction: the Creator's share is transferred directly to the Creator's Wallet, and the Platform Fee is transferred to the Platform's Wallet.

b) No custody of Creator funds. At no point does any amount payable to a Creator pass through, rest in, or come under the control of any Wallet, account, or smart contract operated or controlled by the Platform. The Platform receives exclusively its own Platform Fee — funds already earned by the Platform — and never receives, holds, or transmits funds belonging to any Creator.

c) Fees. The Platform Fee applicable to a given transaction is disclosed through the Services. You are responsible for any network, gas, or blockchain transaction fees, and for any exchange-rate or slippage effects associated with Crypto-Asset payments.

d) No refunds, reversals, or chargebacks. You acknowledge and agree that:

(i) blockchain transactions are, by their technical nature, final and irreversible once confirmed;

(ii) the Platform has no technical ability to cancel, reverse, refund, claw back, or otherwise undo any transaction, including its own Platform Fee, once it has been submitted to or settled on the blockchain;

(iii) all payments are non-refundable, and no refunds, credits, reversals, or chargebacks will be provided by the Platform under any circumstances, except where a refund is strictly required by mandatory applicable law that cannot be excluded; and

(iv) any refund, discount, or make-good arrangement in respect of a Subscription is solely a matter between the Subscriber and the relevant Creator, and the Platform is not a party to and bears no responsibility for any such arrangement.

e) Taxes. You are solely responsible for determining and paying any taxes applicable to your use of the Services, your payments, and (for Creators) your earnings. The Platform does not collect, withhold, or remit taxes on your behalf.

5. No Virtual Asset or Crypto-Asset Services

a) Software provider only. The Platform provides software that facilitates the direct, immediate transfer of Crypto-Assets from Subscribers to Creators through a third-party Payment Protocol. The Platform is designed so that funds are routed and settled directly to their intended recipients, without the Platform taking custody or control of any Crypto-Assets belonging to another person at any stage.

b) Not a crypto-asset service provider. The Platform is not a "crypto-asset service provider" (CASP) within the meaning of Regulation (EU) 2023/1114 on Markets in Crypto-Assets ("MiCA"), and is not a "virtual asset service provider" (VASP) within the meaning of the standards of the Financial Action Task Force (FATF). In particular, and without limitation, the Platform does not:

(i) provide custody or administration of Crypto-Assets on behalf of any person;

(ii) operate a trading platform for, or exchange, Crypto-Assets against funds or other Crypto-Assets;

(iii) execute, place, receive, or transmit orders for Crypto-Assets on behalf of any person; or

(iv) transfer Crypto-Assets on behalf of any person.

c) Rationale. Because every payment is effected as a direct, atomic, on-chain transfer through which the Platform receives only its own Platform Fee, and because no funds belonging to any Creator ever pass through or come under the control of the Platform, the Platform does not hold, safeguard, transfer, or take custody of the Crypto-Assets of any other person.

d) No financial or investment services. Nothing in the Services constitutes financial, investment, exchange, brokerage, money-transmission, or payment-institution services, and nothing on the Services constitutes financial, investment, legal, or tax advice.

6. User Representations and Warranties

By accessing the Services, and each time you make a payment, you represent and warrant to the Platform that:

a) you are at least eighteen (18) years of age (or the age of majority in your jurisdiction) and have full legal capacity to enter into and perform these Terms;

b) the Crypto-Assets you use for any payment were obtained through lawful means and do not, directly or indirectly, derive from or relate to any criminal activity, fraud, money laundering, terrorist financing, or any other unlawful conduct;

c) you are the lawful owner of, or otherwise have full right, power, and authority to transact with, the Crypto-Assets and the Wallet used for any payment;

d) you are not a politically exposed person ("PEP") within the meaning of applicable anti-money-laundering and counter-terrorist-financing legislation, nor an immediate family member or a known close associate of a PEP;

e) you are not subject to, listed on, or owned or controlled by any person subject to, any sanctions administered or enforced by the United Nations, the European Union, the United Kingdom, the United States (including OFAC), or any other applicable authority, and you are not located in, resident of, or accessing the Services from any comprehensively sanctioned territory;

f) your access to and use of the Services, and each payment you make, complies with all laws applicable to you, including anti-money-laundering, sanctions, tax, consumer-protection, and crypto-asset laws of your jurisdiction;

g) you understand that Crypto-Asset transactions are irreversible and that you are solely responsible for the accuracy of any Wallet address, payment amount, and network selection; and

h) (access to adult Content) where you access, or seek access to, any adult (18+) Content, you truthfully represent that you are of the legal age required to access such Content in your jurisdiction, and you have not provided any false, inaccurate, or misleading information regarding your age or eligibility, and have not circumvented or attempted to circumvent any age-verification measure.

7. Creator Representations and Warranties

If you register as a Creator, then in addition to Section 6 you represent and warrant to the Platform, on a continuing basis and in respect of all Content you publish, that:

a) you own, or hold all rights, licences, consents, and permissions necessary in and to the Content, and to grant any rights contemplated by these Terms and to monetise the Content through the Services;

b) the Content does not and will not infringe, misappropriate, or violate any intellectual property right, right of privacy or publicity, moral right, contractual right, or any other right of any third party;

c) the Content does not violate any applicable law of any jurisdiction whose law applies, and does not contain unlawful, defamatory, harassing, hateful, or otherwise prohibited material (see Section 10);

d) (depicted persons) every individual depicted in or identifiable from the Content is an adult of legal age who has given valid, informed, and, where applicable, documented consent to being depicted and to the publication and monetisation of such Content, and you will retain and, upon lawful request, be able to produce appropriate age- and consent-verification records for such individuals;

e) you are not a sanctioned person, are not owned or controlled by a sanctioned person, and are not located in or resident of a comprehensively sanctioned territory;

f) you are not a politically exposed person (PEP) within the meaning of applicable anti-money-laundering legislation, nor an immediate family member or known close associate of a PEP;

g) any Crypto-Assets you receive through the Services will be received for lawful purposes and dealt with in compliance with applicable anti-money-laundering, sanctions, and tax laws;

h) the receiving Wallet you designate is lawfully owned and controlled by you; and

i) all information in your Creator profile is accurate and not misleading, and you are solely responsible for your dealings with, and any commitments you make to, your Subscribers.

You will indemnify the Platform in respect of any breach of these representations and warranties in accordance with Section 12.

8. Adult (18+) Content

a) The Services may include areas or subdomains that contain adult (18+) Content. You must not access adult Content if you are under the legal age in your jurisdiction, and you must not provide false age information or circumvent any age-gating or verification mechanism.

b) Creators publishing adult Content are subject to the representations in Section 7, including in respect of the age and consent of all depicted persons. Content that depicts, or purports to depict, any minor, or any non-consensual act, is strictly prohibited and will result in immediate termination and may be reported to competent authorities.

9. Platform Content and Intellectual Property

a) Platform IP. The Services and the Platform's proprietary text, graphics, user interfaces, logos, trademarks, trade names, icons, scripts, and software (collectively, "Platform Content") are owned by the Platform or its licensors and are protected by copyright, trademark, trade secret, and other intellectual property laws. Except as expressly stated in these Terms, the Platform reserves all rights in and to the Services.

b) Licence to you. Subject to your compliance with these Terms, the Platform grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Services for their intended purpose.

c) Use restrictions. You may not: (i) sell or commercially exploit any part of the Services except as expressly permitted; (ii) copy, reproduce, distribute, publicly perform, or publicly display any part of the Services other than your own or licensed Content; (iii) modify or create derivative works of the Services, or remove any proprietary notices; (iv) reverse engineer, decompile, disassemble, or attempt to extract the source code of the Services, except to the extent permitted by mandatory applicable law; (v) distribute, transfer, sublicense, lease, lend, or rent the Services to any third party; (vi) use any automated means to access the Services in a manner that sends more requests than a human could reasonably produce; or (vii) use the Services other than as expressly permitted by these Terms.

d) Creator Content. As between the Platform and a Creator, the Creator retains ownership of their Content. The Creator grants the Platform a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, display, and transmit the Content solely as necessary to operate and provide the Services. This licence does not extend to third-party materials embedded in the Content.

10. Prohibited Conduct and Content

You must not use the Services to upload, publish, transmit, or facilitate any Content or conduct that: is unlawful, fraudulent, deceptive, or misleading; infringes or misappropriates the rights of any third party; harasses, bullies, stalks, threatens, or defames any person; depicts or involves any minor in any sexualised context, or any non-consensual sexual conduct; promotes violence, terrorism, or unlawful hatred against any group; facilitates money laundering, sanctions evasion, or terrorist financing; distributes malware or attempts to compromise the security or integrity of the Services; or otherwise violates these Terms or any applicable law. We may remove Content and suspend or terminate accounts that we reasonably believe violate this Section. You may report violating Content to us at the contact address in Section 22.

11. Availability; Discontinuation of the Services

a) No guarantee of availability. The Services are provided on an "as available" basis. We do not warrant that the Services, any Creator's profile, or any Subscription will be available on an uninterrupted or continuous basis, and we may modify, suspend, or discontinue the Services, in whole or in part, at any time.

b) Discontinuation. We may, at our sole discretion and without liability, cease operating the Platform and shut down the Services at any time. If the Platform ceases operation and, as a result, any Subscription is terminated, suspended, lapses, or can no longer be accessed or renewed, the Platform bears no liability whatsoever for such termination, suspension, lapse, or loss of access, and you waive any claim against the Platform arising from or relating to the discontinuation of the Services.

c) Effect on funds. Because payments are non-custodial and are transferred directly to Creators at the time of each transaction (Sections 4 and 5), any discontinuation of the Services does not affect Crypto-Assets already transferred, and the Platform holds no funds that could be returned to any User or Creator upon discontinuation.

12. Indemnification

You agree to indemnify, defend, and hold harmless the Platform, its operator, and their respective officers, directors, employees, agents, and affiliated and related entities, from and against any and all claims, disputes, demands, costs, losses, liabilities, damages, expenses, and judgments of any kind, including reasonable legal and accounting fees, arising out of or in any way connected with: (a) your access to or use of the Services; (b) your Content (in the case of Creators); (c) your breach of these Terms or of any representation or warranty herein; or (d) your violation of any applicable law or of any right of a third party.

13. Privacy

The Platform respects your privacy. Please review our Privacy Notice (cryptoscribe.to/privacy) to understand how we collect, use, and share personal information when you use the Services.

14. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND. WITHOUT LIMITING THE FOREGOING, WE EXPLICITLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

WE MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS OR BE AVAILABLE ON AN UNINTERRUPTED, SECURE, OR ERROR-FREE BASIS, OR THAT ANY BLOCKCHAIN, PAYMENT PROTOCOL, OR THIRD-PARTY NETWORK USED IN CONNECTION WITH THE SERVICES WILL FUNCTION AS EXPECTED. WE MAKE NO WARRANTY REGARDING THE QUALITY, ACCURACY, TIMELINESS, TRUTHFULNESS, COMPLETENESS, OR RELIABILITY OF ANY CONTENT ON THE SERVICES, INCLUDING ANY CREATOR CONTENT.

YOUR USE OF THE SERVICES, AND ALL CRYPTO-ASSET TRANSACTIONS YOU UNDERTAKE, ARE AT YOUR OWN RISK.

15. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER THE PLATFORM NOR ITS OPERATOR OR SERVICE PROVIDERS INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SERVICES WILL BE LIABLE FOR ANY INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, OR FOR ANY LOST PROFITS, LOST REVENUES, LOST SAVINGS, LOST BUSINESS OPPORTUNITY, LOSS OF DATA OR GOODWILL, LOSS OR DEVALUATION OF CRYPTO-ASSETS, SERVICE INTERRUPTION, COMPUTER OR SYSTEM FAILURE, OR THE COST OF SUBSTITUTE SERVICES, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE USE OF OR INABILITY TO USE THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE PLATFORM HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, EVEN IF A LIMITED REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

TO THE MAXIMUM EXTENT PERMITTED BY THE LAW OF THE APPLICABLE JURISDICTION, IN NO EVENT WILL THE PLATFORM'S TOTAL LIABILITY ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE SERVICES EXCEED THE TOTAL AMOUNT OF PLATFORM FEES ACTUALLY RECEIVED BY THE PLATFORM FROM YOU IN THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED U.S. DOLLARS (USD 100), WHICHEVER IS GREATER. THE EXCLUSIONS AND LIMITATIONS IN THIS SECTION ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN THE PLATFORM AND YOU.

The Services may contain links to, or rely on, third-party websites, services, protocols, blockchains, and resources (including the Payment Protocol and underlying blockchain networks). Their presence does not imply endorsement, and we do not guarantee their safety, availability, or conformity with your expectations. We are not responsible for, and assume no liability arising from, any third-party website, service, protocol, or network, or any damage or loss resulting directly or indirectly from your use of them.

17. Governing Law and Dispute Resolution

a) Governing law. These Terms, and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims), are governed by and construed in accordance with the laws of the Cayman Islands, without regard to conflict-of-laws principles.

b) Mandatory arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or the Services, including their existence, breach, termination, enforcement, interpretation, or validity (collectively, "Disputes"), will be referred to and finally resolved by binding arbitration administered by the Cayman International Arbitration Centre (CIAC) in accordance with its arbitration rules in force at the time of the reference, which rules are deemed incorporated by reference into this Section.

c) Seat, arbitrator, and language. The seat and legal place of arbitration will be Grand Cayman, Cayman Islands. The tribunal will consist of a single arbitrator. The language of the arbitration will be English. The arbitrator has exclusive authority to resolve all issues relating to the interpretation, applicability, enforceability, and scope of this arbitration agreement.

d) Class action waiver. YOU AND THE PLATFORM AGREE THAT EACH MAY BRING DISPUTES AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE THE CLAIMS OF MORE THAN ONE PERSON AND MAY NOT PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING. If this class action waiver is found to be unenforceable in a given proceeding, then the entirety of this Section 17 (other than this sentence) will be null and void as to that proceeding, and the Dispute will be resolved by the competent courts of the Cayman Islands.

e) Exceptions. Notwithstanding the foregoing, either party may (i) seek urgent injunctive or other equitable relief from a court of competent jurisdiction to prevent the actual or threatened infringement or misappropriation of its intellectual property or confidential information, and (ii) pursue any claim in a small-claims forum where it qualifies.

f) Survival. This Section survives termination of these Terms.

18. Changes to These Terms

We may update these Terms from time to time at our sole discretion. If we do, we will notify you by posting the updated Terms on the Site and/or by other communications. It is important that you review the Terms whenever we update them. If you continue to use the Services after updated Terms are posted, you accept and agree to the changes. If you do not agree, you must stop using the Services.

19. Termination

We may suspend or terminate your access to and use of the Services, including suspending or terminating your account, at our sole discretion, at any time, and (where permitted) without notice, including where we reasonably believe you have breached these Terms or applicable law. You may stop using the Services and request account closure at any time by contacting us at the address in Section 22. Termination does not entitle you to any refund (see Section 4(d)). Upon any termination, the following Sections survive: 4(d), 5, 9(a), 10, 12, 14, 15, 16, 17, 20, and 21.

20. Severability

With the exception of the class action waiver in Section 17(d) (which is governed by its own terms), if an arbitrator or a court of competent jurisdiction decides that any part of these Terms is invalid or unenforceable, that part will be enforced to the maximum extent permissible and the remaining provisions of these Terms will remain in full force and effect.

21. General Terms

a) Entire agreement. These Terms, together with the Privacy Notice, constitute the entire and exclusive agreement between you and the Platform regarding the Services, and supersede all prior oral or written understandings regarding the Services.

b) Assignment. You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent, and any attempt to do so without consent is null. The Platform may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms bind and benefit the parties and their permitted successors and assigns.

c) Notices. Notices from the Platform under these Terms may be given by email or by posting to the Services; for email, the date of receipt is deemed the date of transmission.

d) Waiver. Our failure to enforce any right or provision of these Terms will not be a waiver of that right or provision. Any waiver must be in writing to be effective.

e) No agency. Nothing in these Terms creates any partnership, joint venture, agency, or employment relationship between you and the Platform, or between the Platform and any Creator.

22. Contact

If you have any questions regarding the Services or these Terms, please contact us at:

Cryptoscribe — hello@cryptoscribe.to

The Cryptoscribe team